David Giertz Is Heavily Involved With Community Projects in Columbus

January 17th, 2018

David Giertz is very familiar with the subject of Social Security. However, he is noticing an alarming trend within the industry. Financial advisors are not speaking to their clients on the subject. This is not uncommon. The Social Security ledger has more than 2700 rules. Each of these items must be thoroughly studied and understood so they can be explained to the advisor’s client. Advisors have become accustomed to working around the Social Security issue. Yet David Giertz has detailed information that shows retirees are leaving their advisors if they are not being educated on their Social Security options. Social Security can have many different effects on a retiree’s situation. If they elect to start the benefit to early the move can cost them a great deal of money over the period of their retirement years.

David Giertz has a tremendous amount of experience in financial services. He has worked in the industry for over 30 years. David brings a style that offers leverage strategy and innovative skills, which support profitable business growth. David was the President of Nationwide Financials Sales and Distribution organization. He contributed to elevating the company’s bottom line from 11 billion to 17.8 billion in revenue. Giertz has continuously exceeded expectations as a leader and delivered wholesale strategy for the private sector retirement plans, life insurance, annuities and mutual funds.

David Giertz is a business coach that led Financial Institutions Bank channel in 2004. The Financial Institutions Bank channel acquired the Warehouse Distribution channel by 2009. David Giertz initially joined Nationwide in 1999 and assumed the title of Regional Vice President. His offices were based in Miami Florida where David increased revenue by 40% in an area of 7 states, which also included Puerto Rico.

David Giertz had a successful tenure with Citigroup before his time at Nationwide. He was with the organization for 10 years, serving in the capacity of Financial Services Advisor. David went on to become an area Director at Citigroup. He then moved up to Executive Vice President of Sales where he had an outstanding record of achievement.

David Giertz is directly involved with community organizations such as the Board of Trustees at Millikin University. David was the Chairman of the Budget and Finance Committee at Millikin University for nine years. He also spent time on the Board of for the Girl Scouts of Broward County.

David has a splendid education with degrees from the University of Miami and Millikin University.

Find out more about David Giertz: https://patch.com/ohio/cincinnati/learning-meaningful-retirement-planning-industry-expert-david-giertz

Lime Crime Cosmetics Works With Revolve To Launch In China

January 16th, 2018

Founder Doe Deere and her upstart cosmetics company Lime Crime is using a nuanced expansion formula as they launch the brand in China. Penetrating this new market has the brand facing some unique dynamics. Cosmetics sold wholesale there have to be tested on animals. But the Vegan brand doesn’t do animal testing, so they have to ship their products directly to Chinese consumers. To do so, the brand has to navigate complex transportation logistics, manage taxes and duties, handle international returns, service inquiring customers speaking a foreign language and outwit counterfeiters.

But Doe Deere and her staff have never let obstacles stop them. To overcome those obstacles and launch the brand in China, Lime Crime partnered with an e-commerce fashion platform based in Los Angeles called Revolve. Doe Deere and her team then used their website and social media feeds to develop a Chinese ‘seed audience’, make them aware only Revolve can sell their authentic products, and direct them to visit the Revolve e-commerce service. Revolve recently began to create a presence in the beauty segment and reach out to a similar customer base as Doe Deere and her crew. So its an excellent match.

Lime Crime worked with Chinese fans of the brand to spread the word online two hours before its official launch and at commuting time. Doe Deere and her team is continuing to work with a group of influencers that are passionate about the brand and will act as its advocates as it continues to penetrate the Chinese market. Doe Deere now has someone in China speaking on behalf of her innovative brand and generating excellent, attractive content with their neon-bright products that fits in with Lime Crime’s overall marketing message.

Once again Doe Deere and Lime Crime’s marketing team is using the internet to take the brand to an untapped market that’s thirsting for the tools for colorful creative self-expression the brand offers. This time Doe Deere is using a synergistic relationship with Revolve to make her mark in the Chinese market, satisfy millions of new customers and create a winning formula for everyone involved.

Find out more about Lime Crime: https://www.bustle.com/p/how-much-is-lime-crimes-unicorn-hair-dye-these-unconventional-shades-are-super-affordable-48000

Felipe Montoro Jens on PPPs and Rio de Janeiro Development

January 2nd, 2018

The Public-Private Partnerships expert Mr. Felipe Montoro Jens recently made revelations on the City of Rio de Janeiro plans to develop several projects through the PPP model. The Mayor Mr. Marcello Crivella has led the city council in making elaborate plans to develop up to twenty thousand new places in various day care centers and more than 40,000 similar places in pre-school places. In the arrangement the private entities will carry out the development of the projects and the running of all non-didactic roles related to the educational facilities.

While public-Private Partnerships have not been the main model for developing educational facilities amongst city councils, it prudent to learn that similar model has already been used in developing schools by the Belo Horizonte city administration in 2012. As Felipe Montoro Jens notes, those who followed Crivella’s campaign are bound to remember that the mayor promised to develop the institutions through the PPP model following the Belo Horizonte criteria.

According to Felipe Montoro Jens, the International Finance Corporation popularly known as the IFC has been contracted to be the lead consultant offering project modelling services at the cost of R $2 .3 million. The IFC is a member of the World Bank Group and the single largest private sector developer in the third world. The institution will be consulting for other projects as the Public lighting in Rio in which it will hired for R $2.1 million.

Felipe Montoro Jens contends that the PPP efficiency has been made possible by a 2014 Law 11079 that established the modalities within which the PPP ventures will operate. Government entities, who maybe federal districts, municipalities, states or the Union, will cover their financing shortfalls by granting administrative concession contracts to private developers. The developers will remain responsible for the development, construction and the day to day running of the facilities.

Coffee Could Help Colon Cancer Patients

December 30th, 2017

New research has just been released which will help people to avoid deadly colon cancer. The studies that were conducted indicate that people who drink a minimum of two cups of coffee every day were less likely to develop colon cancer. The study also showed that people who have already been diagnosed with colon cancer will live longer if they start drinking two or more cups of coffee each day. It does not matter if the coffee has caffeine in it or not. It was proven that drinking coffee will not have any negative impact on people with colon cancer. It will only be beneficial. Therefore, people have nothing to lose and everything to gain by beginning to drink coffee after their colon cancer diagnosis.

This is hardly the first time that the benefits of coffee have been investigated by the scientific community. There have been a variety of studies performed over the years that show beyond the shadow of a doubt that coffee is extremely healthy. It can help the body fight off a variety of diseases. There are many medical and scientific experts who believe that we have only begun to scratch the surface of the benefits that coffee can offer people.

There will soon be a test conducted for the purpose of determining if coffee has the same impact on pancreatic cancer. It is unknown how long the test is scheduled to last. However, it will probably be for several years in order to compile as much data as possible.

Coffee Forces Plane to Make Emergency Landing

December 29th, 2017

Flight attendants on Southwest Airlines Flight 1539 from Orlando to Houston became alarmed on Tuesday morning when they smelled strange fumes coming from the plane’s cabin mid-flight. The plane was flying over Florida at the time and was directed to land at the nearby Pensacola International Airport. Both passengers and crew were quickly evacuated once the aircraft landed. After close inspection, the source of the strange smell was revealed to be a defective coffee maker in the plane’s cabin. The flight was then cleared for takeoff and resumed its planned route to Houston.

The incident comes on the heels of several bizarre occurrences requiring emergency plane landings in the last week. On Tuesday, a bathroom malfunction on American Airlines Flight 662 from Charlotte to San Francisco diverted the aircraft from its accustomed route. The plane was forced to make an emergency landing in Denver after the bathroom plumbing system became clogged. This is the not the first bathroom-related incident this month. On December 9, Delta Flight 453 from New York City to Seattle had to make an emergency stop in Billings, Montana to allow passengers to disembark and use the restroom after the plane’s toilets broke.

On Saturday, a more expensive beverage caused an emergency landing in Europe. Swiss Flight LX1327 from Moscow to Zurich was grounded in Stuttgart, Germany after a passenger repeatedly demanded additional champagne in business class. When the flight crew declined to provide her with more champagne, she became argumentative, and the plane was forced to land at Stuttgart Airport and deplane the problematic passenger.

Coffee Chains Expanding Rapidly in Eastern Europe

December 28th, 2017

As markets in Western European countries are increasingly saturated, coffee chains in Eastern Europe have shown rapid growth in the past year. Eastern European countries have long been a bastion of traditional coffee and instant coffee made at home, but the past decade has seen an upswing in takeout and sit-down specialty coffee chains. In 2016, coffee chains in Eastern Europe grew more than 5% while chains in Western European countries only grew by 1.8%.

This growth spurt in Eastern Europe has been fueled by consumer demand for specialty coffee drinks like lattes. Both local and international chains have jumped to meet this new need. Scandinavian coffee companies like Wayne’s Coffee and Robert’s Coffee have made inroads in Poland and Estonia. The two countries have also seen an influx of American coffee chains like Starbucks and McCafé by McDonald’s in recent years. Estonia saw the most new store openings last year, particularly in its capital city of Tallinn. New coffee chains tend to cluster around Eastern Europe’s largest cities. For example. Polish company Green Caffe Nero is ubiquitous in Warsaw, but faces new competition from Starbucks, which now has more than 20 stores across the city.

Starbucks reportedly has plans to open 40 new stores across Eastern Europe in the future. They recently opened their first store in Bratislava, Slovakia and have dozens of locations in Prague and Budapest. The Seattle-based company has taken Russia by storm since its first store opened there in 2007. Starbucks now has more than 60 stores in the cities of Moscow and St. Petersburg alone.

Coffee Could Lessen Cancer Risk in Women

December 28th, 2017

A recent study reveals that women who drink at least four cups of coffee a day could reduce their risk of endometrial cancer. Regular coffee consumption lowers the chances of endometrial cancer by 22 percent. Although drinking four cups of coffee was most closely associated with lowered cancer risk, women who drank two or three cups of coffee daily can also experience health benefits.Women who drank less than 4 cups of coffee had a percent lower risk of developing endometrial cancer, as opposed to women who didn’t drink coffee at all.

According to the study, endometrial cancer is the most common form of gynecological cancer. The study results were presented at the American Association for Cancer Research annual meeting, and research fellow in medicine at Harvard Medical School Marta Crous-Bou confirmed that there is indeed a link between coffee consumption and lowered endometrial cancer risk. Crous-Bou was also the study’s lead author.

Nineteen previous studies were also used in the research to come to this conclusion. Around 40,000 women were observed; 12,000 of the women had been diagnosed with endometrial cancer, and 28,000 had not been diagnosed with the disease.

A woman’s body mass index (BMI) was proven to be the reason behind the protective benefits of coffee, and research asserted that women with a higher BMI and were overweight or obese. Excess weight is a risk factor for endometrial cancer, so women who are of normal weight didn’t experience a reduced chance of endometrial cancer as a result of coffee consumption.

To find out more about the health benefits associated with coffee, visit www.huffingtonpost.com.

Dirt Coffee Bar Empowers Young Adults With Autism

December 27th, 2017

One of the most serious – and often overlooked – disabilities in the world today would be autism. As someone who is on the spectrum myself, I can fully understand some of the difficulties others can have when it comes to social interactions. I have had to train myself to have better people skills even though for some people it comes completely naturally. That is why many individuals like me would be thankful for the Dirt Coffee Bar. Many individuals on the spectrum have difficulty finding jobs. Well, if the Dirt Coffee Bar has anything to say about it, then challenge accepted.

Lauren Thome is the founder of the Denver-based Dirt Coffee Bar, and her purpose was originally to simply serve “really stellar coffee.” Although she accomplished that purpose, she still felt something was missing. She had founded an organization to help people with autism, and she quickly realized that serving coffee was one of the best ways to help those who weren’t on the spectrum that yes, those on the autism spectrum are every bit as employable as normal-functioning adults.

Thome lists her prices simply as “suggested donations” and she and her employees have been thrilled by the fact that even though many of their customers originally come for the coffee, they later learn that this non-profit seeks to help those with autism.

Of course, jobs dealing with the public are generally not seen as good job with those with high-functioning autism. However, Lauren Thome is one individual who is seeking to change that by allowing her autistic employees to find the role in the business that works best for them. Kudos to her for sure!

Coffee Naps Could Make Your Day Go Smoother

December 26th, 2017

Most people would love the opportunity to take a nap every once in a while. There are also a number of people who start their day with coffee. Both of these can be used to make you more productive during the day.

Coffee is one of the most popular stimulants in the world, and it would seem that pairing coffee with a nap may not be effective. However, there is a theory behind the “coffee nap” that could provide people with an energy boost that will make days more productive.

Coffee naps work when individuals drink coffee in their normal fashion, then take a nap right after. While this may seem counterintuitive, it’s important to note that caffeine doesn’t start providing the body with energy until about half an hour after consumption. It also just so happens that 30 minutes is the amount of time recommended for a power nap.

Both drinking coffee and taking a nap block the adenosine receptors in the brain. This is the chemical that causes the body to become drowsy. Napping alone can help to make a person more refreshed, but adding coffee to the equation can make this short period of rest especially fulfilling.

There have been a number of small research studies conducted to determine the effectiveness of the coffee nap. One study was published in 1997 in the journal Psychophysiology, and asserted that when adults consumed around two cups of coffee immediately before taking a nap were able to perform better on a simulated driving test than individuals who simply took a nap without drinking any coffee.

Want to know more about how coffee can make you feel better? Visit www.huffingtonpost.com for more information.

Coffee Can Improve Women’s Health

December 25th, 2017

If you’re a woman who enjoys her daily cup of coffee, you could be experiencing more benefits that just a burst of energy. A study suggests that drinking coffee regularly is associated with the reduced risk of endometrial cancer.

Researchers discovered that women who drank four or more cups of coffee each day lowered their risk of endometrial cancer by 22 percent. This type of cancer affects the lining of the uterus and is the most common genealogical cancer.

Research also shows that there is a relation between coffee consumption and endometrial cancer risk. According to the study, drinking coffee helps to protect a woman’s body against endometrial cancer. Data was evaluated from 19 studies that were previously conducted, which included 40,000 women. 12,000 of these women had endometrial cancer and 28,000 did not. It is also important to note that while drinking four or more cups of coffee provided the greatest reduced risk, consuming two or three cups was also associated with lowered risk of endometrial cancer.

Women’s body mass index was also factored into the study, and researchers assert that coffee helped to lower cancer risk in women with a high BMI, since being overweight or obese increases the risk of endometrial cancer. Caffeinated coffee was also shown to shown more protective benefits than decaf, which may encourage women who consume decaf regularly to choose caffeine-based coffee more often.

Check out www.huffingtonpost.com for more useful information on the health benefits of coffee.